Group & Voluntary Insurance Information

Benefits
Who Pays
Eligibility
What You Receive
Health & Dental Ins.
MCHHS & You
1st of month following 30th day of employ. Must work 24 hrs/week
MCHHS offers group health insurance coverage for single and family plans. Please see the plan document or schedule of benefits summary for information about what is covered under the plan.
Vision Care Direct
You
1st of month following 30th day of employ. Must work 24 hrs/week
MCHHS offers vision coverage with 3 options; Employee, Employee +1 or Family. Please see vision Care Direct rate sheet for details.
Life Insurance




Dependent Life Insurance
MCHHS
After 6 months of employ and 24 hrs/week
Coverage equals one to five times annual salary based on age and salary, rounded to next $1000 dollars. Benefit doubles for accidental death. Additional benefits if death occurs while protected by a seat belt or airbag. Accelerated benefits are available for terminally ill employees.

$10,000 coverage for spouse and dependents under age 21 or a student age 25.
Long Term Disability
MCHHS
After 6 months of employ and 24 hrs/week
Income protection when off due to long term illness (60 days or more) of up to 60% of your wages.
Supplemental Life
You
Open Enrollment at 24 hrs/week
Guaranteed Issue: The employee may purchase up to $150,000 on self; $50,000 on spouse and $20,000 on children.
Max Issue: five times the annual salary (limit $500,000)